How do I Apply for Health Insurance Online?

In today’s busy world, who wants to visit insurance offices or wait around for agents? Thankfully, buying health insurance online is super easy and way more convenient. Top health insurance companies in India now offer their plans online, and platforms like Policybazaar.com make the whole process faster, simpler, and even more affordable. They help you find plans that match your needs and budget. So, let’s walk through how you can get your health insurance online—step by step.

How to Buy Health Insurance Online (Step-by-Step)

Avoid the long queues and paperwork by buying your health insurance from the comfort of your home. Here’s how you can do it:

Step 1: Click on “Health Insurance.”

Step 2: Choose your gender, select the family members you want to insure, and enter their ages. Then click “Continue.”

Step 3: Enter your city or PIN code, followed by your name and mobile number.

Step 4: Fill in the medical history of each person you’re insuring.

Step 5: If your employer offers health coverage, select “Yes” and enter the amount. Otherwise, choose “No” and hit “View Plans.”

Step 6: Browse through the available health plans. If you’re unsure, click “Get Free Advice” for help from an expert.

Step 7: Compare different policies. You can filter and customize your search to find the one that fits your needs best.

Step 8: Once you’ve picked a plan, pay the premium online or speak to a customer service rep for help with payment options.

Step 9: After payment, your policy will be emailed directly to your registered email ID.

Also Read: Why is Humana Popular Among Seniors for Health Insurance?

Documents Needed to Buy Health Insurance Online

Here’s what you might need:

• Aadhaar Card
• Voter ID
• Passport
• Driving License
• NREGA Job Card (signed by a government official)
• Letter from the National Population Register
• Any other document as required by the government or IRDAI

Also Read: Which Insurers Operate in Washington State?

Why Choose?

Here are some great reasons to buy your health insurance:

✅ Claim Support in Just 30 Minutes
A dedicated team helps you process your claim quickly—often within half an hour!

✅ Claim Samadhan Diwas
Every two months, Policybazaar hosts this special event where insurers and customers come together to solve claim issues—especially those rejected due to incomplete documents.

✅ Personal Guidance
You get a personal relationship manager to help you throughout your insurance journey.

✅ Minimal Paperwork
No need to deal with piles of forms—most of it is digital and super simple.

✅ Instant Policy Issuance
No medical tests or waiting. Get your policy issued right away.

✅ Easy Comparison
Compare multiple plans side-by-side and choose what suits your family and your budget.