The Union Budget 2025 brings some great news for gig workers! For the first time, there’s a strong focus on giving them proper recognition and social security benefits. Finance Minister Nirmala Sitharaman announced new plans to help gig workers—like issuing special ID cards and making it easier for them to register on the e-Shram portal. This also includes giving them access to health insurance under the PM Jan Arogya Yojana. These steps aim to support and protect over 1 crore gig workers across different sectors.
What’s the Social Security Scheme for Gig Workers?
While presenting her eighth budget, the Finance Minister highlighted how important gig workers are in today’s fast-moving, service-based economy. To recognize their work, the government will now help them get registered on the e-Shram portal, which will serve as a national database for gig workers.
They’ll also be covered under the PM Jan Arogya Yojana, one of the world’s biggest healthcare programs.
Key Benefits of This Scheme
The 2025-26 budget introduces important steps to give gig workers the support they need. Here’s what’s in store:
- Gig workers will get official ID cards and be added to a national database for unorganised workers.
- They’ll be formally recognised, making it easier to access government schemes and benefits.
- Workers will have better access to healthcare, housing, skill training, insurance, credit, and food programs.
- They’ll be covered under a healthcare plan that offers free treatment for major illnesses with annual coverage of up to ₹5 lakh for low-income families.
Also Read: Can I get coverage if I’m unemployed?
Who’s Eligible?
As per the Code on Social Security (2020), a gig worker is someone who earns through short-term or task-based jobs—like ride-sharing, food delivery, freelancing, or other platform-based work.
To qualify for the scheme, the worker must:
- Be part of the unorganised sector
- Be between 16 and 59 years old
- Meet the basic eligibility criteria to register on the e-Shram portal
Also Read: What Plans are Best for Low-Income Individuals?
What Is the e-Shram Portal?
Launched in August 2021, the e-Shram portal is a government initiative to create a central database of unorganised workers. By registering, workers get a unique ID card and a Universal Account Number (UAN), which helps them easily access government welfare schemes.
As of January 27, 2025, over 30.58 crore workers have signed up, and 12 major government schemes are linked to the platform. Around 1 crore gig workers are expected to benefit directly from this.
How to Apply for an e-Shram Card (Step-by-Step)
Getting your e-Shram card is simple and free. Here’s how to do it online:
- Visit the official e-Shram registration page.
- Enter your Aadhaar-linked mobile number and click on “Send OTP.”
- Accept the terms and enter the OTP you received.
- Enter your Aadhaar number and verify your details.
- Update your address, education, bank details, and nominee information.
- Select your skill type, business category, and type of work.
- Submit the form. You’ll receive your e-Shram card shortly after.
Also Read: Which Insurance Plans Cover Self-Employed Individuals?
Final Thoughts
This new social security scheme is a game-changer for India’s growing gig economy. By offering healthcare, financial help, and access to government services, the government is finally giving gig workers the recognition and support they deserve. If you’re a gig worker, registering on the e-Shram portal is a smart and easy way to secure your future.
